The weather in Texas is unpredictable. Adverse weather can come in many forms. Hail, high winds, torrential rains, and tornados can all wreak havoc on your property. If Mother Nature sends trouble your way, there is no need to panic. The team at Fireman Roofing TX is here to provide you with peace of mind after the storm. We will address any home emergency disaster relief that is needed, then start working on your insurance claim to get your home back to its previous form.
Call our team at the first sign of trouble to help resolve immediate needs and start you on the path to preservation. You can reach us at 817-455-9342.
Storm Damage Claims Process
The claims process is surprisingly straight-forward if you work with our team. We have helped uncounted numbers of homeowners through the process, and we would be honored to help you as well.
First, let’s start with the obvious. Your insurance company is not going to be excited that your home sustained damage. In fact, many cases get denied right off the bat if you do not have a roofing company by your side. Insurance adjusters are notorious for denying claims. But we will not let that happen to you.
If your roof truly sustained damage, we will follow these steps to make sure your claim goes off without a hitch:
Step 1: Initial Inspection
This is a truly vital step. After the storm, do not wait before there are “signs” of damage. Often times, if you wait too long your insurance company will no longer pay your claim. That is why you should call our team soon after the storm has passed, even if there are no obvious signs of damage. We will come to your home and provide a detailed inspection, noting areas of damage and addressing any emergency repairs that need to be handled to keep your property from sustaining further damage. Once we know you sustained damage, we will go to the next step. However, if there is no damage or minimal damage our team will advise you against filing a claim.
Step 2: Filing Your Insurance Claim
Your Fireman Roofing TX team member will work with you to call your insurance company. We will be by your side to answer any questions they ask to make sure your claim is properly filed.
Step 3: Set up Adjuster Appointment
An insurance representative will come to your home to review the damage. Your Fireman Roofing TX team member will meet the adjuster at your home and make sure we provide them with a detailed look at all the trouble spots to ensure they do not deny your claim.
Step 4: Scope of Work Provided
After your insurance company approves your claim, they will provide you with a scope of work. This tells you and our team what has been approved. We will make sure all components are accounted for, and if not, we will work with your insurance company for supplemental claims to make sure your repairs are all fully covered – minus your deductible.
Step 5: Work is Completed
After your insurance company’s scope is approved, they will send you an initial check for the work to begin. Our team will utilize these funds to secure materials for your property and begin the work at a time that is convenient for you.
Step 6: Final Invoice and Payment
Once all work has been completed, we will provide you and your insurance company with a final invoice. You are responsible for your deductible, and your insurance company will pay the remaining balance. Once you are paid in full, we will provide you with warranties on materials and workmanship.
Please note: It is illegal in the state of Texas for a roofing company to “cover” your deductible. Our team honors our community, our leadership, and our laws and stands by this law. Our high code of standards is just another way we protect our community.